Did you know that financial counselling can help reduce stress? Contact Moneycare to find out more.
In today’s world, financial problems can affect anyone.
The Salvation Army offers a range of support options to help with financial difficulties, depending on the nature of your problems.
The Salvation Army's Moneycare is a free and confidential financial counselling service for people facing financial difficulties or wanting to avoid financial difficulties in the future. Staff are able to help with a range of issues including budgeting, credit, debt and repossession. Find a Moneycare location near you, find out more about Moneycare or visit www.moneysmart.gov.au for calculators and tips to help you make better financial decisions.
You're the Boss
You're the Boss is a money management program designed to be of immediate practical help to people about money issues. It can be used to be of individual help or for group workshops. Download a copy of the You're the Boss booklet here. The Salvation Army is grateful to Virgin Money for support and creative input into the program
Our network of community services centres nationally also provide limited practical assistance for low-income families and individuals who are struggling to make ends meet.
To access support, contact your nearest community services centre and make an appointment. You will be assessed according to need and the resources available at the centre. Please be aware that demand for these services is much greater than our ability to respond.
Community Services assistance may include:
- Cash/ cheque
- Food vouchers or parcels
- Toys and food hampers at Christmas
- Clothing, furniture and other household items
- Housing costs
- Electricity, gas, rates and other bills
- Public transport fares
- Medical and educational expenses
What is NILS about?
The aim of our no interest loan program is to provide loans to people in need on low incomes who are unable to qualify for other affordable loans. The overall aim is to improve the quality of life, health and well being of individuals and families.
No interest loan schemes rely on the repayment of loans to continue to be of service to other members of the community.
How do I qualify?
You need to be on a low income e.g. receive a Centrelink payment, holder of a Health Care card or have a low household income from wages. Exceptional circumstances can be considered.
What can loans be used for?
Loans may be used to purchase essential household and personal capital items e.g.
- washing machines
- medical and dental equipment or aids or
- energy efficient appliances.
Loans may also be used to pay for urgently needed matters such as vehicle repairs and medical and dental procedures.
What can’t loans be used for?
Loans cannot be used for the repayment of current bills or debts and cannot be paid to the applicant directly.
They also cannot be used for bond and rent money, rent arrears or living expenses such as food.
For more information call or visit one of the following Salvos NILS Centres below, or download our information brochure.
Canberra Community Welfare Centre
4 Hawdon Place, Dickson ACT 2602
Phone: 02 6247 3635
NSW - Metropolitan
Campsie Community Welfare Centre
30 Anglo Road, Campsie NSW 2194
Phone: 02 9787 2333
St George Community Welfare Centre
23 Dalcassia Street, Hurstville NSW 2220
Phone: 02 9579 3897
Sydney Streetlevel Mission
Derby Lane (off Albion Street), Surry Hills
Rear of 339 Crown Street, Surry Hills NSW 2010
Phone: 02 9360 1321
NSW - Country/Regional
Glen Innes Community Welfare Centre & Family Store
Cnr Bourke Street & East Avenue, Glen Innes NSW 2370
02 6732 2542
Gunnedah Salvation Army Corps
71 Barber Street, Gunnedah NSW 2380
Phone: 02 6742 5383
Salvation Army Family Store
45 Otho Street, Inverell NSW 2360
Phone: 02 6722 3008
Newcastle Community Welfare Centre
96 Parry Street, Newcastle West NSW 2302
Phone: 02 4929 2300
The Hope Centre
328 Goonoo Goonoo Road, Tamworth NSW 2340
Phone: 02 6762 3930
Illawarra Community Welfare Centre
29 Ellen Street, Wollongong NSW 2500
Phone: 02 4225 1372
For more information regarding a No Interest Loan please call the NILS NSW 1800 Freecall Service 1800 509 994