Financial problems can affect people from all walks of life.
The Salvation Army offers a range of support options to help with financial difficulties, depending on the nature of your problems.
If you're struggling to make ends meet, our network of community services centres are able to provide practical assistance.
Contact your nearest centre to arrange an appointment. Your circumstances will be assessed with regards to your needs and available resources.
Most people only need to access emergency relief once to help them with an unexpected situation that has caused financial stress. Our team are also able to refer you to other services if they are relevent to your circumstances.
The Salvation Army's Moneycare is a free and confidential financial counselling service for people facing financial difficulties or wanting to avoid financial difficulties in the future.
Our financial counsellors listen in a non-judgmental and caring manner. They analyse and assess your financial situation and give you information and advice about credit and debt issues.
No Interest Loans Scheme (NILS)
The No-Interest Loans Scheme (NILS) is to provide loans to people on low incomes who need to purchase essential household and personal capital items.
A range of criteria must be met to access this scheme.
Moneycare’s unique financial literacy education program You’re The Boss has been written in a readily understandable, conversational English format.
Program workshops focus on empowering people with the confidence to independently and competently manage their own financial affairs.
The Australian Government MoneySmart website provides free useful information and tools to help all Australians make smart choices about their personal finances.